Account Xpress 3.4

Account Xpress 3.4 provides you with an individual management and budget planning software, which is designed to help you manage your money easily and efficiently.

Track and reconcile transactions for virtually any kind of account (credit cards, savings, checking, credit line, cash, etc.). Budget management is made easy with the help of user-defined income and expense categories, budget projections, and budget versus actual comparison reports. A tree view structure helps you access the information you need quickly and easily.

In the hi-tech world in which we live today, it is hard to imagine anyone planning a budget and keeping track of their expenses without the help of a personal budget software. However, the reality is even much worse. Most people know how much they earn but hardly have any idea how much they spend. In fact, statistics show that most Americans spend 10% more than they make and the average credit card debt has reached $8,500. With the average credit card interest rate at 18.9%, it is not surprising to see that personal bankruptcy filings are steadily rising. On average, American families carry more debt today than at any time in United States history. 

Instructions:

1. The first step towards debt elimination and financial freedom is knowing where your money comes from and where it goes.
2. The next step is to setup a personal or family budget and stick to it. Fortunately, for those who are serious about controlling their budget, using a personal budgeting software like Account Xpress can make all the difference in tackling this daunting task. Our personal budget software can help you track your income and expenses right down to the penny.
3. Once you know where your money goes, it is easy to see where you overspend and where you can save. Account Xpress allows you to setup a budget plan and see how well you do in following it with the help of Actual versus Budget comparison reports.
   
   Stay in control of your budget with Account Xpress. This personal budget software benefits anyone serious about controlling their personal finances, and managing their budget. Want to know what else this software can do for you?
4. If you are not absolutely convinced that this is the simplest and most useful personal budget software in existence today, simply remove it from your computer at any time and at your own discretion. You don't have to give your credit card number or even your email address to try this program. Simply follow the installation instructions below to download and install your free 30-day trial copy of Account Xpress today. You will be amazed by its power and simplicity.
   

Major Features:

1. Presentation of a global cash flow picture, calculation of net income over any given period of time, two distinct methods for managing your budget, transaction splitting into many accounts and/or budget categories, transaction schedules, transaction templates, support for multi-currencies, unlimited number of budget category levels, numerous charts and reports related to your financial and budget activities.
2. Creating recurring transactions that are generated automatically at the proper time. Define and use transaction templates to quickly create transactions that recur at irregular intervals. With budget projections, you can now tell exactly when and how much you are planning to earn or spend on any budget category. This is very similar to using the old envelope budget system. Password protect your data files with 128-bit encryption to prevent unauthorized access to your financial information. Download your transactions from your financial institutions and import them into Account Xpress from Quicken Interchange files (qif) or Open Financial Exchange files (ofx and qfx). Copy selected entries from any lists in the program to the clipboard for pasting into other applications such as Word or Excel.
3. Category and payee management is simplified with the ability to easily merge together two budget categories or two payees at any time. Re-locate budget categories and payees in the tree view with simple click-and-drag operations. Backup your Account Xpress files automatically with the new backup feature. Know where your money goes, eliminate debt and be on your way to financial freedom with Account Xpress.
4. Account Xpress benefits anyone serious about controlling their personal finances, and managing their budget.

Enhancements:

1. Changes for Vista compliance
2. Changes for minor fixes.
   

Requirements:

1. 5MB RAM
2. 3MB HD space
3. High (16 bit) color display