Family Finances 2000 2.3

Family Finances is a template for Excel and Works. It provides an accurate at a glance picture of a familys or individuals financial status for the current month and for the next 12 months. The purpose is to enable the family to budget not only for the immediate monthly payments e.g. bills, standing orders, mortgage payments, etc. but also for all annual payments. This includes Christmas expenditure, holidays, insurance, in fact any monthly, quarterly or annual commitments, including weekly commitments, which you want to define. The idea is that there is always enough cash in the Bank (or Building Society) to meet all commitments as they arise. For less than an hour a month, you can assess the exact picture and be sure that there will be no overdrafts, and all bills paid on time. Most importantly, it shows how much cash is available for spending NOW. Family Finances comes with a comprehensive documentation pack in Word or rtf