J and L Financial Planner Professional 14.0

J and L Financial Planner Professional 14.0  is a tool that allows you to create simple or complex financial scenarios based on financial events through out your life. You create the scenario based on your current financial status and future financial events.

You create the scenario based on your current financial status and future financial events. The J and L Financial Planner executes your scenario and displays the effects on your net worth through out a selected time span. Two of the main features of the program is the addition of a Monte Carlo Analysis, a Historical Return Analysis, and a Rule 72t calculator. The output is displayed in a text format that shows the yearly effects on up to 50 accounts, including investment, tax free, retirement, asset and equity accounts. The output may also be presented with bar, line and pie graphs.

The program can create a scenario based on mortgage, loan, credit card debt, withdrawal, deposit, and transfer events. The program incorporates MRD(Minimum Required Distributions) as well as Revenue Code Section 529 ( College Investment Savings) into the scenarios.

The program incorporates up to 5 separate budgets and the ability to track individual budget items. Each event has an option to be adjusted yearly for inflation or a separate yearly adjustment rate. There are many screen and printed reports.

Major Features:

1. Developing a savings strategy for your retirement. Built in Minimum Required Distribution (MRD).
2. Examine the effects of penalty-free withdrawals from your retirement accounts with the built in Rule 72t analysis.
3. Analyzing your future investment risk with the comprehensive Monte Carlo Analysis and Historical Return Analysis.
4. Showing how your net worth is affected by saving strategies, inflation, taxes, mortgages, and loans.
5. Developing a savings strategy for your child's college education. Revenue Code Section 529 college investment implemented.
6. Implement itemized budget scenarios.
7. Track your Income and Expenses for multiple properties.
8. Creating a manageable credit card debt payoff strategy.
9. Showing the effects of Asset Allocation Withdrawals on your net worth over time.
10. Developing your savings strategy for buying a home.
11. Examine the the effects on your net worth of additional lump-sum or periodic payments to your mortgage.
12. Showing how various saving strategies are affected by your future financial events.
13. Creating trade-offs between your mortgage options including a comprehensive refinancing analysis.
14. Performing what-ifs on numerous financial parameters that affect your savings and investments.
15. Understanding the time value of money and the magic of compounding interest.
16. Helping you create viable options in your financial future

Enhancements: Program Upgrades

Requirements: Windows 95/98/ME/2000/XP/Vista