LoanSpread Loan Calculator 4.8

LoanSpread Loan Calculator 4.8 offers an effective tool which helps you to compare 135 different loans at once with LoanSpread Loan Comparison and Amorotization Calculator. Whether youre interest in the time value of money or in a specific loan for a home, auto, boat or consolidation loan, LoanSpread shows you the big picture on borrowing money! Then look at the details with the new Loan Summary feature which drills down into the details of any loan you choose showing you the finer points of a particular loan. And now, generate monthly and annual amortization schedules!

Instant Loan Summaries detail the Amount Borrowed, the Payment Frequency, the Term, Annual Interest Rate, Payment (Principal and Interest), Payment (Principal, Interest, Taxes and Insurance), Total Principal Paid, Total Interest Paid, Total Principal and Interest Paid, Total Taxes Paid, Total Insurance Paid, Total Taxes and Insurance, and Total Paid Over the Term (Principal, Interest, Taxes and Insurance).

LoanSpread automatically displays financial answers on a spreadsheet-like grid as you enter or update loan values. Users can easily view 135 answers of loan amounts, interest rates, terms in months, or payment amounts based upon your loan values you enter. LoanSpread Loan Calculator also calculates loan scenarios based upon variable payment frequency! Offers Daily 365/year, Daily 360/year, Weekly, Biweekly 26/year, Bimonthly 24/year, Monthly, Quarterly, Biannual, and Annual payment periods. LoanSpread Financial Calculator is a financial calculator designed for Windows NT/2000/XP/Vista systems.

It offers integrated help, provides automatic hints, accomodates all Regional Settings, is large and small font compliant, offers free online updates, and includes a user-friendly registration system. This update includes a Fraction/Decimal Interest Conversion Chart.

Major Features:

1. The power of LoanSpread™ makes it easy to analyze and compare loans quickly!
   • In every way, LoanSpread™ Loan Comparison and Amortization Calculator is designed for speedy, comprehensive financial calculations.
   • LoanSpread™ shows you answers quickly!  Each feature focuses on offering you accurate results, useful reports and amortization schedules, and showing you the "big picture view" with the financial answer grid.
2. Save Valuable Time Comparing Loans
   • LoanSpread compares 135 loans at once making it so much quicker than calculating the individual loans you wish to compare.
3. Do Multiple Loan Comparison Analysis
   • LoanSpread Loan Calculator creates a loan payment table which shows you the "big picture", comparing 135 loans at the same time and making relationships among the loans obvious!  It's like a loan calculator on steroids!
4. Keep Your Financial Concerns on Your Own Computer
   • LoanSpread Loan Comparison Calculator is installed on your own computer.  The financial calculations you perform are performed only on your computer -- not on someone's website who may or may not be collecting information about your calculations.
5. Create Amortization Schedules
   • LoanSpread Loan Comparison Calculator creates both monthly and annual amortization schedules.  Simply right click on the selected loan in the results grid and choose "Create Amortization Schedule".
6. Perform Complicated Time Value of Money (TVM) Calculations
   • LoanSpread Loan Calculator allows the user to change any three of a loan's four variables (amount borrowed, term, payment amount and interest rate) and instantly solve for the fourth value.
   • You can solve for loan amount, solve for term, solve for amount borrowed, and solve for interest rate.  LoanSpread™ displays answers to 135 of these Time Value of Money calculations at once.
7. Calculate the Full Payment of PITI
   • Unlike many loan calculators, LoanSpread™ Loan Comparison Calculator allows to easily compute the full payment amount for every loan you compare. In addition to principal and interest payments, with a simple button click, LoanSpread includes taxes and insurance. Easily switch between PI payments and PITI (principal, interest, taxes and insurance) payments.
8. Choose the Payment Frequency
   • LoanSpread™ Loan Comparison Calculator allows the user to calculate loan scenarios using different payment frequencies! Offers Daily 365/year, Daily 360/year, Weekly, Biweekly 26/year, Bimonthly 24/year, Monthly, Quarterly, Biannual, and Annual payment frequencies.
9. Instant Loan Summaries
   • The Loan Summary Window is a great feature of LoanSpread™ which allows you to view a detailed summary of any of the 135 loans.  Accessed by right-clicking on a loan result in the answer grid, Loan Summaries offer a quick way to drill into the details of a particular loan scenario.
   • In one easy place, the Loan Summary window details the Amount Borrowed, the Payment Frequency, the Term, Annual Interest Rate, Payment (Principal and Interest), Payment (Principal, Interest, Taxes and Insurance), Total Principal Paid, Total Interest Paid, Total Principal and Interest Paid, Total Taxes Paid, Total Insurance Paid, Total Taxes and Insurance, and Total Paid Over the Term (PITI).

Enhancements:

1. Version 4.7:
   •  Compares 135 loans
   • Amortization schedules
   • Graphic updates
   • Significantly increased calculation speed
   • Loan summaries
2. Version 4.6.03:
   
   • Compares 135 loans
   • Graphic updates
   • Significantly increased calculation speed

Requirements:

• Windows 2000, XP Home, XP Pro or Vista-based computer
  
• 8MB Ram