Personal Finances 3.6

Personal Finances 3.6 offers an effective tool which runs both on the PC or from any USB flash drive, this program lets you keep transactions - earnings and expenses and see whether you live on a budget, or overspend. This program offers various reports to help you analyze the budget in all details and pick out unnecessary expenditure categories instantly.
The beauty of Personal Finances lies in its remarkable simplicity. Novice users can learn how to track budget much quicker than with full-featured budget systems. Making and maintaining the budget in this application is a matter of a few steps. The first step is to add accounts, such as bank account, credit cards, and wallet. The second step is to set up categories. It will allow the user to categorize and sort income and expenses and review financial information in a meaningful way through graphs. The third step is to enter transactions, in other words, everything you earn and purchase, transaction by transaction. Transactions can be identified by categories, family members, and tags. Thanks to the easy-to-navigate design, the majority of data entry and budget tracking operations is less than a couple of mouse clicks away.
The user can review the financial position using the summary view of all transactions. This application helps to see whether you live within the money your make. Youll see how much money you have, how much you spend, how much is allocated to each family member and be able to determine the overspending categories to be slashed.
Personal Finances is freeware. Plus, theres another good benefit in the application - it can be run from any USB drive, which means you can track your budget not only at home but also on a journey. Simply plug the USB stick into any PC and update or review the budget.

Major Features:

1. Set up unlimited number of accounts
   • You can set up unlimited number of different accounts, including credit card, debit card, checking account, savings account and cash. For each account, you specify its name, currency, initial balance, and personalize the account with a nice-looking icon. What’s more, you can set a spending limit for each expense account by allocating the maximum amount of money you can afford to spend over a particular period of time.
2. Enter current or scheduled transactions
   • You can enter current purchases and earnings, as well as scheduled transactions for recurring expense and income. Simply enter the name, total amount, spending category and assign the date. This date appears on the personal finance calendar and in the list of transactions that are due.
   • The scheduler allows the user to create recurring transactions automatically. Such transactions will be entered by the program automatically at a preset time, without any user interference.
3. Enter frequent transaction with a click
   • You can enter frequent transaction very quickly using the QExpense option. Just select from the list of frequent transactions, such as car, cat food, cell phone, internet and Personal Finances will open the wizard where all fields will be filled out with data, such as account, amount, and category. You simply click OK to enter this transaction into the account and that’s it! No need to type the same information by hand over and over again.
4. Define transactions with categories and tags
   • You can define transactions with categories, sub-categories, family members and tags. This will help you to see in great details where your money goes when you generate budget reports. By adding tags to transactions, you can differentiate between similar transactions that fall into the same category. Organizing transactions by family members will help you track the budget by person, see who overspends and adjust the budget.
5. Review financial situation with reports
   • Pie and bar chart reports with percentages and totals will show income and spending across all budget categories, spending by family members and tags over a selected period. It will help you understand where your money goes for any period of time and see whether you live within the money you make. With a click on any item in the report, you can drill down deeper to associated transactions. Reports can be printed, or exported to HTML, CHM, and TXT.
6. Calendar
   • Calendar is very useful tool to view transactions grouped by days and accounts totals on each day in past and future including scheduled transactions.
   • • Any time range: week, two weeks, month, two months and so on.
   • Account state, balance, transactions and scheduler on any date in past and future.
   • Print
     
7. Install the app onto the USB flash drive
   • You can install Personal Finances on the USB flash drive, which is convenient for users on the go. Once installed on the USB drive, the program lets you keep track of the purchases and earnings at all times and across different computers. For example, you can take the program with you on a trip or a long journey.
8. Protect financial data with a password
   • Personal Finances lets you protect your financial information by setting a password on the database. Once the database is password-protected, no one can view the details of your financial life.
     

Enhancements:

• uild-in calculator.
• Accounts sorting.

Requirements: none