RICalc 1.2.8

RICalc 1.2.8 provides you with a professional and powerful Financial calculator, Investment, Inflation, Statistics, Graphing & Maths software.

Financial calculator for Mortgages, Loans, Leases, Cash Investments, Funds & Retirement estimates. Exact date or period calculation. Choice of interest calculations, from simple to compound, from flat to annuity. Flexible Initial / Ongoing / Exit costs with custom lender & government descriptions and formulae. Multiple streams and manual transaction building. Mortgage Offset account. Retirement superannuation projections. True finance comparison rate, CR, APR, AAPR. True yields APY, AAPY. Schedule amortization. Loan statements with proper debits & credits plus Export option. Bank statement checking for reconciliation. Verify and reconcile mortgage statements. Chart comparison. Interest Rate Conversions. Professional loan origination and lending features.

Major Benefits:

1. Software for commercial and professional finance, for home finance, maths and general calculus.
   
   • True costs on borrowing and savings.
   • Investment and retirement estimates.
   • Profitability and discounted cash flow analysis.
   • Historical and forecast inflation.
   • Equation calculus and graphing analysis.
2. For Home Users:
   
   • Use a true rate Financial calculator to compare loans and leases and save money. Take control of finances and make informed decisions based on facts.
   • Reduce debt with scenario comparison, extra payments, withdraws, compare re-finance, all-in-one & offset accounts.
   • Check your bank statement accuracy for errors and bank overcharges.
   • Invest wiser with after tax and after inflation true yields.
   • Compare funds and annuities and plan for the future with superannuation retirement wizard.
   • Check out the Expression Evaluator, algebraic equations, derivatives, integrals plus Graphing calculator. Hundreds of functions from Trigonometry, Geometry, Statistics, Financial and multi-precision to millions of digits.
   • No worries, learn with tutorials.
3. For Business and Professionals:
   
   • Mortgages, Loans, Leases, Savings, Fund & Retirement projections, historical CPI inflation and ROI analysis.
   • Line of Credit, Equity All-in-One, Offset and Reverse mortgages
   • Proper Debit & Credit statements
   • Amortization / Capitalization schedule
   • Regular or irregular transactions
   • Exact date or period calculations
   • Export data and formulate
   • Graph comparison and trace values.
   • True rates and Comparison rate
   • CR, APR, AAPR, APY, AAPY
   • Single or in Streams, Net or Real
   • Several types of Interest calculations.
   • Manual transaction building
   • Payment skip, dishonored and installment adjustment
   • Flexible allocation of costs & fees
   • Smooth installments.
   • Discounted Cash Flow Analysis
   • Net Present Value, Future Value
   • ROI - IRR, XIRR, MIRR, XMIRR
   • Payback & Equivalent Net Worth
   • Present Worth Cost & Revenue
   • CAPM - Capital Asset Price Model
   • Approve or reject recommendation.
   • Interest Rate conversion
   • Equivalent rate, Nominal, Effective
   • After tax & after Inflation.
     

Major Features:

1. Discounted Cash Flow analysis. IRR, MIRR, NPV, FV, EAC, payback plus other investment ratios.
2. DCF analysis summary recommendation. Report and Chart.
3. Historical CPI Inflation and forecast projections. Calculate Present, Future or forecast Rate.
4. Essential mathematics graphic calculator for algebraic equations solving, derivative and integral calculus.
5. Function plotting in rectangular, parametric or polar representation. Many graphing examples.
6. Expression Evaluator and Scientific calculator with tape.
7. Close to 400 Maths, Trigonometry, Statistic, Financial, Conversion, Logical, Text, Date, Information, Geometry and Miscellaneous predefine functions. Create and save your own function.
8. Arbitrary multi-precision calculations to millions of digits of accuracy.
9. Extensive help tutorials. Try download demo. Microsoft Windows XP,Vista,2000,ME,NT,98.

Requirements:

1. 32MB memory,
2. 22MB hard disk

WareSeeker Editor