SolveIT!, The Financial Calculator 5.7e

SolveIT!, The Financial Calculator 5.7e is a smart program which contains 33 financial calculators including amortization, loan calculator, balloon, compound/simple interest, bond value & yields, present & future value, annuity, IRR, NPV, budget, net worth. Many more. Adjustable cash flows and rates. Support for: extra and skipped payments or deposits; Rule-of-78s; Canadian type loans; APR disclosure statements; evaluation of loan acceleration scenarios. Payment & compounding periods may be independently set. 10 payment periods: daily, weekly, biweekly, twice monthly, every 4 weeks, monthly, bimonthly, quarterly, semiannually & annually.

Additionally, there is support for simple interest and continuous compounding. There is an amortization schedule as well as annuity, future value, present value and rental income schedules. Cash flow amounts & interest rates may be changed over a schedules term. SolveIT! features a set of Financial Advisors. These are "wizard like" calculators which take the user through a series of questions. Once the questions are answered, a text answer is produced which provides advice on the best course of action to follow.

There are four advisors: Break Even Point, Lease vs. Finance, Loan Comparison and Refinance. The Budget Calculator will produce 12 monthly projected and/or actual budgets. Annual cash flow statements can be prepared. The user can change the category descriptions to meet their needs.

The Net Worth calculator produces a personalized net worth statement. Two popular calculators are the Payment Required Calculator and the Affordable House Calculator. The Affordable House looks at cash on hand, income and projected expenses as well as the percentage of income to be allocate toward housing. After considering all these variables, it then calculates an affordable price. Features extensive online help. All calculators use an intuitive, fill-in-the blank interface. Answer a series of questions & click on Calc. There never is any need for programming.

Major Features:

1. SolveIT! has the most extensive collection of flexible calculators found in any program. The calculators are arranged in six groups of related functionality.
   
   • Finance: Compound/Simple Interest & Calendar Math calculator. Equivalent Rates. Internal. Rate of Return (IRR). Net Present Value (NPV). Payment Required. PV of an Amount. Return on Investment (ROI)
   • Financial Advisors: Break-Even Analysis, Lease v, Buy, Loan Comparison, Refinance.
   • Financial Schedules: Amortization (Flexible), Annuity, Future Value (FV), PV of a Series, Rental Income Analysis
   • General Business Calculators: Bond Values & Yields, Budgets, Economic Ordering Quantity (EOQ), Gross Profit, Net Worth, Purchasing Power, Weighted Average.
   • Depreciation Calculators: Declining Balance, MACRS, Straight Line, Sum-of-Years
   • Loan & Debt Calculators: Accelerated Payments, Affordable House, Balloon Payment, Bridge Loan, Loan Calculator, Remaining Balance.
2. The program is easy to use. Just start it up, select a calculator and answer the questions by filling in the-blanks. Click on the [CALC] button and you'll have an instant answer to your question. The results from any calculator can be copied to the clipboard for inclusion in another program including email or they can be printed to any printer. Additionally, you can run multiple instances of a calculator in order to make fast side-by-side comparisons.
   
3. The program also includes an easy uninstall option in the event that you try this program and decide that it is not to your liking. SolveIT! fully supports Windows Add/Remove program feature.
   
4. SolveIT! costs $69.95 for a single user license. Licenses for three to five users purchased at the same time are entitled to a 10% discount, or for six or more users the discount is 20%. A file server version costs $495.00 and it may be used by an unlimited number of users connected locally to the same file server. When the fee is paid, you will be entitled to toll-free technical support and discounted updates.
   
5. SolveIT! runs on Windows 98, 98SE, ME, NT 4.0, 2000 as well as all versions of Windows XP and VISTA.

Enhancements:

• Minor bug fixes.
• Improved activation.
• Improved messages.
• Updated printer routines.

Requirements:

• 15 MB free disk space
• Windows 32-bit

WareSeeker Editor.