The Lenders ToolBox 9.5

The Lenders ToolBox includes the most essential tools needed by every lender (or borrower, for that matter). A versatile Amortization program that not only computes and prints the "normal" monthly P&I schedules but also allows fixed principal payments plus accrued interest. On-screen options allow you to also produce "balloon" (lump sum) payment schedules whenever desired. Use the included Loan Calculator for quick "what if" scenarios to properly structure any loan request. Some of the major features include:
Amortize loans using weekly, bi-weekly, semi-monthly, monthly, quarterly, semi-annual, or annual payments. (Numbers & dates will be displayed/printed using your systems Regional Settings, allowing proper formatting for non-U.S. users.)
Calculate interest using a standard fixed rate or the variable rate option. When a variable rate interest rate type is selected you can optionally project a "worst-case" interest rate scenario for the computed Amortization Schedule!
Calculate interest using equal 30 day months (360/360 accrual basis) or exact days between dates. (Choose between a 365/365 or 365/360 exact days basis.) Starting with version 9 Canadian Mortgage calculations are also supported.
Include odd days to first payment (positive or negative) when using equal 30 day month calculations.
Include payments for Insurance, Taxes, and Other escrow amounts in the computed schedule ... the periodic payment will be adjusted accordingly.
Include "interest free" or "interest only" payments at the beginning of the scheduled term. (You can even instruct the program to equalize the calculated payment amount for loans containing interest free payments or extend the scheduled term for loans containing interest only payments!)
The final scheduled payment can be either a normal or a balloon (lump sum) payment.
You can easily "modify" the standard schedule to include rate changes