Visual Money 2.5

Visual Money 2.5 is a  great personal budgeting software, which has simple and nicely-looking interface and enables you to manage your finances. It supports income and expense categories, multiple accounts, payee tracking. It builds really nice reports and has password protection and backup utilities.

Visual Money allows you to control your finances and stay on top of your expenses. It proves that managing finances is as simple as a mouse click. Visual Money supports multiple accounts that reflect real-world bank accounts, credit cards accounts, cash money and investments. You can put your income and expenses into different categories such as dining out, clothes or automobile. Categorization makes possible to find out where your money is going. A large list of predefined categories is provided, however you can create custom categories and subcategories.

Visual Money offers a variety of visual reports helping you to see your cash flow, expenses by categories and payees for any period of time. Visual Money supports import & export data into QIF (Quicken Interchange Format) files. This feature can be useful if you used other personal finance software before or downloaded your transaction history from your bank. Visual Money watches your bill payment and notifies you in advance when the bill should be paid. Encryption and password protection makes impossible for unauthorized users to access your private information. Automatic back-up utility prevents from losing your data.

Major Features:

1. It is not complex. Visual Money is not like its huge competitors. It is not overloaded by useless features and thus it is very convenient and user-friendly. You should not be computer savvy or financial guru to use this program. It has intuitive user interface. You should not think on buttons you need to press, you are focused on one thing - your personal budgeting.
2. Categorize your spending, see where your money goes. It is common for people to divide their incomes and expenses into categories, e.g. car maintenance, tax payments, dividends from shares, etc. We encourage you to do the same with Visual Money. It is created to work effectively with any kinds of categories and view variety of financial reports.
3. Use multiple accounts. You have real freedom of creating and controlling any type of accounts. Visual Money accounts reflect you real-world bank accounts, cash, investments, savings or any other type of money accounts. You can create your Visual Money account with just a mouse-click. You can have dozen of accounts in Visual Money.
4. Setup budget and take control of your expenses. Visual Money allows you to set budget limit for each category. This will help you to see how you spend your money within each expense category and if you are able to get in budgeted value. Budgeting table allows you to compare budgeted and actually spent amount and see the difference.
5. See all the ins and outs of your home budget, use reports. Different types of reports using tables and graphs make your home budgeting easy to understand. By using different types of filters, you can choose the information you want to focus on. Visual Money enables you to see your cash flow for any required period of time, even organized by accounts, categories, and payees.
6. Track whom you pay. Use payees field to see whom you pay.
7. Share budget with others: Unique feature of Visual Money is spender support. It makes your home budgeting even more effective. You can track who exactly earns and spends money in your family.
8. And more features!
   • You can import and export data into external (QIF - Quicken Interchange Format) data files. This feature can be useful if you used other personal budgeting software before or took your transaction history from your bank.
   • Reliable password protection and backups guard your information. All data is stored in password protected profiles. You can easily load your profile when the program starts and do not need to care of disk files.

Enhancements:

• Budgeting section was added. Compare your budgeted amount and your actual expenses for each category.