Free cashflow software for windows

Business Functions 1.52 is a convenient tool with 500+ high-performance functions which can help you analyze and plan your business. It is designed to make financial models such as business plans and budgets faster to build, less error-prone, and easier to understand and maintain. It does this through integrated families of functions, in particular for budgeting and cash flow projections.

One of the features is its day count accuracy when used for projecting cash flows.It has specific interfaces for both Excel 2007 and Excel 1997-2003, as well an expanded utility set that includes number formatting and a time chart wizard, allows partial view of C++ code via the Function Finder, and includes the consolidation tool Cashflow Administrator.

Major Features:

1. Flexibility
   • Project in either cash or accruals, by changing one variable (ProjMode).
   • Change the payment timing from quarterly to annual, calendar quarters or specified dates, again using one variable (Periods).
   • Change the timebase of your budget again by using just one variable (Base).
2. Accuracy
   • Many more DayCount options than Excel, covering all types of payment stream including rent, loans, bonds, and sales revenue.
   • Accurate date arithmetic using an advanced timeperiod description methodology (Time, Base, DayCount and Periods) ...
3. Projections Functions
   • This is the only library that provides specialist projections functions, which are the most accurate and reliable way of projecting cash flows, accruals etc.
   • Projections functions are designed to deal accurately with partial periods, change of rate part-way through a period, etc.
   • Running through the core of each projection function is the highly optimised daycount and date arithmetic, developed over several years.
   • The unique projections functions in the library give model developers a distinct edge over conventional approaches.
   • Whatever your business, project it right! Project your interest the same as your banker or bond manager, project your rent just like your Property Manager, Banker or Accountant.
4. Rapid Model Development
   • Familiar approach within Excel, the tool your already know, using standard functions. No need to learn new user interface.
   • Debug and error Trace facility. No more unexplained #NUM! errors, faster formulae debugging.
   • Online support Forum for all users.
   • Common chart of variables, standard variable names, consistent argument order and style throughout the library eases learning curve.
5. Quick to run
   • Several times faster than functions written in Visual Basic for Applications (VBA).
   • Functions written in optimized native C++ (faster than other methods such as .NET managed code).
6. Error Reduction
   • Use of same function across the timeframe of the model results in less one-off cell errors.
   • The likelihood of error depends less from ill-designed formulas and one-off cell mistakes and more on the choice of correct function and inputs. Inputs are in part checkable automatically by Trace, and in part easier to check by hand because you know what each argument is supposed to be.
   • Function inputs and range sizes are screened automatically by the functions for inconsistencies.
7. Ease of understanding
   • Functions are good practise - a modular way to separate logic from data.
   • The name of the function a much better indication of what spreadsheet designer was intending - there is an strong element of self-documentation.
   • No need to document a model cell by cell, formula by formula - the presence of a Business Function means that users can revert to the BF documentation for details of what a line in the spreadsheet is doing.
8. Robust
   • Functions work across a wide range of input magnitudes and will inform, via Trace, where an input is invalid or out of range.
   • C++ libraries are the most reliable form of Excel library, because of industry-strength C++compilers, syntax checkers and optimizers, and a minimum of extraneous overhead.
9. Ease of Maintenance
   • Used widely, standardisation amongst models leverages the analysts knowledge.
   • Business Functions behaviour is stable and constant over several years now - future releases are very unlikely to cause model breakages.

Enhancements:

• Maintenance release.
• Compiled with Boost Libraries 1.39.
• Bug fix on opening log files.

Data is organized around the simple concept of "scenario", which is essentially a file containing a set of income/expense definitions that you specify according to your own needs. You may build as many scenarios as you want. In a scenario, you specify for each income/expense several properties, as the actual amount, the frequency, the starting and ending date, the annual growth if any, etc. These incomes and expenses will obviously impact your net CASHFLOW through time. It is the evolution of this cashflow through time that Budget4All displays as a red curve in the main window. A ?starting? cash amount (as of ?today?) can be specified in a text box at the bottom of the screen. You can change easily the duration of the period displayed on the screen using the ?time interval? combo box (e.g. 6 months, 1 year, 2 years, etc).
It is possible to specify an annual inflation rate for a scenario. It can be simple (e.g. 4% constant for each year) or complex (you specify the rate for each year, e.g. 3.5% for 2009, 5.3% for 2010, etc). The inflation is applied to every income/expense of the scenario on the first of January of every year, unless, for a specific item, you have specifically indicated that inflation does not affect the income/expense when you created the definition (see the ?add effect of inflation on top of annual growth? checkbox).
Budget4All offers a very useful analysis tool (menu Tools->Analysis) that displays graphically the relative distribution in % of incomes/expenses for a specific time interval. It is very handy to know what are your main incomes/expenses and what percentage they represent. You may discover for example that food represents 24% of all your expenses, which can help you to take appropriate financial decisions.

AceMoney Lite 3.17.1 brings you a free version of this personal finance manager. It has all the features of its big brother except multiple accounts management. As AceMoney, AceMoney Lite helps people organize and manage their personal finances quickly and easily. It supports all the features required for home or even small-business accounting needs.

Major Features:

1. Track your spending habits and see where the money goes: Generate any report by categories or payors/payees, including pie charts. Now you can see at a glance how much you spent on food last month. Find all your withdrawals and deposits by any parameter.
2. Create and manage budgets: The program has more than 100 predefined spending categories. Setup budget limits for every category and track the difference between actual and budgeted values.
3. Track performance of investments: Track 401k, Stock options, Employee Stock Purchase Plans or any other investment activities. You don't need to enter the stock quotes manually: AceMoney will download them from the net!
4. Do your financial math in multiple currencies: The software supports more than 150 different currencies and automatically downloads their exchange rates from Internet.
5. Enjoy the convenience of on-line banking: Download and import information from on-line banks in QIF and OFX formats. If you run a small business, export to HTML, Text, or CSV formats to generate statements or perform complex statistical analysis.
6. Don't miss the next deadline for bills: AceMoney takes control over your bills and shows you when they should be paid.
7. Double check: Enjoy the security of password protection of every file, scheduled backups and many other features without having any experience in accounting!
8. Plan debts and mortgage payments: AceMoney provides a loan calculator to plan debt payments and a professional mortgage calculator to estimate future morgage payments if you are planning to purchase real estate.
9. Do e-business with AceMoney: Are you selling goods on eBay? Are you in a shareware business? Do it with AceMoney! AceMoney automates input of orders coming from PayPal, RegNow, RegSoft, SWReg and Plimus. Read more about this exciting feature here.
10. Use AceMoney on Windows, Linux and Mac: AceMoney is a native Windows application which requires only 8 megabytes of memory and runs on any 32 or 64 bit version of Windows, from Windows 95 to Windows 7. AceMoney got a Platinum rating in Wine Application Database and works flawlessly out of the box in Linux and Mac OS.
    

Enhancements:

• Added per category and per payee totals to the monthly reports
• Fixed Hebrew translation problems
• Fixed a bug preventing Spending by accounts report be produced from Favorites menu
• Fixed behavior of account menu shortcuts
• Transaction categories dialog now supports multiple selection
• Fixed minor transaction number related autocomplete bug
• Fixed Encountered an improper argument message in Calendar
• Fixed error in period total calculation of CashFlow report
• Updated Yahoo Finance data source

We believe that we have written the most user-friendly and effective bookkeeping package currently on the market. No need to learn a complicated accounting software programme such as SAGE. No need to have prior bookkeeping knowledge. Instantly produces the accounting records and financial information that your small business needs. The Small Business Accounting Package is an interlinked series of Microsoft Excel spreadsheets designed for the bookkeeping of small businesses. It is designed to be easy to use regardless of your level of business and accounting knowledge. Using this package you will be able to produce: Cash and bank weekly reports and bank reconciliations. A fixed asset register. Yearly summaries of sales. Yearly summaries of purchases. Yearly summaries of proprietor drawings. Sales against purchases graphs. The Profit and Loss Account. The Balance Sheet. Weekly and yearly cashflow statements. The Small Business Accounting Package is designed to be user-friendly. You do not need to have strong Excel skills. It gives exact instructions where and how you need to enter the necessary information. Your main input is to simply enter your results on a daily or weekly basis. The Small Business Accounting Package will instantly produce all the calculations and analyses for you! We believe this product is a must for all small businesses!