lender
lender in title
lender in description
on ALL Types of Mortgage Payments with the Free Mortgage Calculator.
This is the only 100% Totally Free Morgage Service in the U.S.A. ITS
FREE - ITS EASY - AND IT REQUIRES * NO Refinancing! * NO Credit
Reports! * NO Home Appraisal! * NO Closing Costs! * NO Change of Lender! *NO
Change to Current Mortgage! * NO Obligation! Act Now and Save Time and Money.
The Lenders ToolBox includes the most essential utilities needed by every lender.
A versatile Amortization program that not only computes and prints the "normal" monthly P&I schedules but also allows fixed principal payments plus accrued interest. On-screen options allow you to also produce "balloon" (lump sum) payment schedules whenever desired. Use the included Loan Calculator for quick "what if" scenarios to properly structure any loan request.
Features of "The Lenders ToolBox":
· Amortize loans using weekly, bi-weekly, semi-monthly, monthly, quarterly, semi-annual, or annual payments.
· Calculate interest using a standard fixed rate or the variable rate option. When a variable rate interest rate type is selected you can optionally project a "worst-case" interest rate scenario for the computed Amortization Schedule!
· Calculate interest using equal 30 day months (360/360 accrual basis) or exact days between dates. (Choose between a 365/365 or 365/360 exact days basis)
· Include odd days to first payment (positive or negative) when using equal 30 day month calculations.
· Include payments for Insurance, Taxes, and Other escrow amounts in the computed schedule ... the periodic payment will be adjusted accordingly.
· Include "interest free" or "interest only" payments at the beginning of the scheduled term. (You can even instruct the program to equalize the calculated payment amount for loans containing interest free payments or extend the scheduled term for loans containing interest only payments!)
· The final scheduled payment can be either a normal or a balloon payment.
· You can easily "modify" the standard schedule to include rate changes, lump-sum or additional payments, reduced/increased principal payments, etc.
· Print your company name & address as a page footer on every Amortization schedule (can be turned off, if you prefer).
· Print the sequential payment number next to each payment due date (optional with each schedule).
· Full print preview with four report styles, user-selectable fonts, and user-selectable paper sizes. You can even include custom text in your Amortization Schedules header section and a user-defined first-page top margin to allow use of pre-printed paper containing your logo.
· Print customized payment coupons for any Amortization Schedule and easily collate them into a "payment booklet" for your borrowers.
· Export any of your reports to an RTF or HTML file for viewing or printing in a word processor or browser, and export the Amortization Schedule grids values to a CSV file for import into a spreadsheet application.
· You can set your preferred program & Amortization Schedule defaults to speed data entry and avoid input errors. (Defaults can be overridden when necessary on individual schedules).
· Copy that "perfect" loan scenario from the Loan Calculator to the Amortization Schedule form with the click of a button. Or use the included Refinancing Breakeven Calculator to determine the cost/benefits of a refinance package.
· Context-sensitive online Help is always available, along with pop-up "Whats This?" help for individual fields and controls.
Solve everyday loan problems with this simple loan manager. Store essential information such as account and lender details, view and export amortization data, accelerate you payments, view and print reports, plus many more handy features.
Limitations: $100,000 principal
Did you sell your home or other real estate with owner financing?
Are you a dealer financing cars, mobile homes or equipment - debt management?
Whether you are a real estate mortgage lender, investor, mortgage note buyer, real estate note buyer, collection agent or private lender with one or more loan accounts, this mortgage and loan amortization software will keep track of all types of repayment methods such as monthly, biweekly, weekly payments.
Program can also calculate and maintain payment records of interest only mortgage loans that have a fixed (such as monthly) payment schedule, as well as interest only mortgage loans where payments are random or without a fixed time of payment.
Other features include:
Provision for escrow collection and disbursement of taxes and/or insurance.
Post multiple receipts for the same payment period. Automatically computes principal, interest, remaining balance and late payment penalty (if any). Preset penalty values by fixed amount, percentage of loan balance or daily interest rate.
Obtain payoff amounts including per-diem interest for a specified date.
View and print payment history for any given timeframe. Total or yearly summary reports of principal and interest received. Print automatic late-payment notices.
Create loan payment coupons and end-of-year statements to send to borrowers, print envelopes or letters on plain paper or your letterhead.
Attach notes or remarks pertaining to specific loan payment periods
Store, display and print multiple images of the property and/or related documents.
Includes financial calculator, printable loan amortization schedule creator, time value of money - future value / present value calculations
You see, if youre like most Americans, you dont really own your home, your lender does. You actually own a mortgage, a debt instrument, which doesnt benefit you, the "future" homeowner.
After paying 15 years on your 30 year mortgage, youll still owe 90% of the amount you borrowed.
After paying nearly 24 years, youll still owe over 50% of the amount you borrowed.
Your lender will still own over 50% of your home after youve been making payments for over 23 years on your 30 year mortgage.
Youll pay over THREE TIMES the amount you originally borrowed before paying off your mortgage.
To make matters worse, the F.D.I.C. estimates that lender mistakes occur in 1 out of every 2 mortgages, overcharging homeowners $8 - $10 BILLION each and every year.
On a conventional 30-year mortgage, youll make over 120 unnecessary payments!
A complete guide to mortgage types, selection and comparisons.Mortgage Info Guide. A mortgage Information guide illustrating a variety of different mortgage products and services including the best ones to choose if you are looking to buy a new house and negotiating mortgages. Real Estate Loan Guide with articles about mortgage loans, home loans real estate finance, credit, FICO scores, refinancing, choosing a lender. All the information and advice youll need to find the best mortgage with the lowest interest rate even if youre a first-time buyer or have credit problems.
http://www.ligloanmods.com STOP THE FORECLOSURE Massachusetts Loan Modification Service has a 3 steps application that helps you stay in your home. We negotiate directly with your lender to modify the terms on your existing loan. We offer migration service, loan modification, short refinance, forbearance, short sale, and deed in lieu of foreclosure.
System Requirements: Internet Explorer
A short sale is where you agree with your lender that they will accept less money than is owed on the mortgage secured against the home. Lenders will agree to this where if they foreclose, they are going to receive less than the secured loan and in todays market, this is a very real prospect. Frequently, it is far better to agree to accept a reduced amount at closing rather than hurtling down the foreclosure route if the lender can see they will get a better return from the short sale arrangement. It becomes more complicated when there are two loans secured against the property, but in this case the second or junior lender is very probably going to end up with nothing as they only get paid after the first loan has been settled.
Coming up with a short sale arrangement that satisfies both lenders is difficult but not impossible. I can show you how to put these deals together, what paperwork youll need and why a second lender is likely to be very agreeable to a short sale instead of foreclosure.
This is just a sample of information that is available on my site.
Requirements: Internet Explorer
New mortage payment service saves you thousands of dollars on all types of mortgage payment with free biweekly mortgage calculator. Heres secret on how to save thousands on your mortgage payments free of charge. Download and use mortgage reduction savings program now. Its free, easy, and it requires no refinancing, credit reports, home appraisals, closing costs, change of lender, no change to current mortgage, and no obligation. Act now and save money. You can live mortage free for life. Read more at www.sustainablehomes.com
Requirements: 95/NT/98/2K/XP
lender in software introduction
Want to place your software product here?
Please contact us for consideration.
Contact WareSeeker.com