Easier to operate than a T83/TI-86, lighter than Excel and featuring a wider set of financial and business calculations than most of its Pocket pc competitors, WSFA aims to be the one-stI-op financial calculator for users on the go.

A Basic financial Calculator

A Free logical (puzzle) game for Windows based (Windows Mobile, Pocket pc and/or Smartphone) handheld devices. Arrange the cells in the correct order (from 1 to 15) in order to win.

This program is a version of an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. It will run under Win 95, 98, XP, & 2000. By making additional principal payments when paying yourmonthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace. If you decide to utilize this method of payment, be sure that the bank or other lending institution credits the amount against the principal of the loan each month. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area and may be useful for advising a client on this method of mortgage payment by demonstrating to them the effect this type of payment has on the term of the loan as well as the total amount of interest paid..

Program Description: 15 VS 30 YEAR MORTGAGE This program is a version that allows you to compare a 15 year mortgage with one that has a duration of 30 years. It will run under Win 95, 98, Me, NT4, XP,2000,& Vista. If you itemize deductions, then you know the IRS allows you to deduct mortgage interest. This subsidizing of a mortgage means you can receive credit for the increased interest you pay on a 30 year loan. The basic premise of this evaluation is that if the buyer could afford the monthly payments for the shorter term (and would invest the difference in monthly payments according to the instructions), at certain rates of return on the investment it would be more advantageous to obtain the 30 year mortgage. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area. This program may also be useful to lending institutions in advising a client on the term of a mortgage..

This program is a version of a fixed sum annuity or pension payout schedule. It will run under Win 95, 98, Me, NT4, 2000, XP,& Vista. This program will demonstrate the length of time your annuity/pension payout will last at an inputted monthly withdrawal and includes interest earned from CDs, money market accounts, savings accounts, or other ways you might invest your lump sum payout. What if? calculations can be made using various monthly withdrawals and rates of return on your invested lump-sum payout. Printouts are professional looking and may be used by financial planners as most programs contains a "prepared by:" area. financial planners may also use this collection of programs to advise clients concerning annuity and pension payout alternatives such as monthly payments for their lifetime or other options..

Program Description: BALLOON AMORTIZATION This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win 95, 98, Me, NT4, XP,2000, & Vista. Bankers are currently touting mortgages with a one to five year balloon. What they dont tell you is that the interest is usually based on a 30 year term which, unless you know "THE NUMBERS" can result in a shock to your system. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid..

Program Description: BIWEEKLY AMORTIZATION THE BANKERS SECRET IS REVEALED!!! This program is a version of a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. It will run under Win 95, 98, Me, NT4, XP, 2000, & Vista. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and are CREDITED THE PAYMENT by the lending institution at the time of payment. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may also be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid..

Program Description: financial STATEMENT+ This program is arranged in a typical lending institution format.Although it may not be in the format required by any given institution it provides all the information necessary for completing an actual financial statement. This form has been accepted as-is by many financial institutions nationwideand is interactive so that data need be supplied only once to complete a statement. Printouts are professional looking and may be used by financial planners and lawyers in assisting a client to prepare a statement of their financial condition as well as their current income and expenses..

Program Description: GROWING MONEY This program is a version of an analysis of the effect of savings. It will run under Win 95, 98, Me, NT4, XP,2000, & Vista. This program demonstrates the effect of interest compounding for monthly, annual, and one-time deposits for any rate of return or deposit amount. Parents and guardians should make this information available to there young charges to impress upon them that the earlier and more they start saving money for their future, the less they will have to contribute to their retirement in later years in order to have money available for college education and to meet retirement goals. Printouts are professional looking and may be used by financial planners, parents, guardians, and advisors to assist young people in meeting their goals..

This program is a version of a standard loan payment schedule that may be used for any type loan where simple interest is the type used. It is not limited to mortgage loans. It will run under Win 95, 98, Me, NT4,XP,2000,& Vista. This program will calculate and print a complete amortization schedule for loans with any term from 1 to 30 years. The amount of interest paid during any calendar year is also calculated for your use at tax time. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may also be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid..

Program Description: This program is a compendium of 8 personal finance type programs. They include: 1. Anpenpay.EXE - This program demonstrates the length of time an annuity or a pension payout will last conditioned on the amount of monthly payments to you and the interest that will be earned on the balance. 2. Autoloan.EXE - These calculators may be used to compare loan types, proposed "deals" and periods of financing as well as the effects of various interest rates. 3. Finastmt.EXE - This is a standard personal financial statement that is widely accepted in by banking and mortgage lender institutions. 4. Growmony.EXE - You may be overwhelmed by this time-value of money invested analysis. 5. Porteval.EXE - Track your investments in stocks, bonds, or mutual funds with this program. 6. Portfund.EXE - This program gives you a place to input the financial data for a given stock so that you might better forecast its performance. 7. Retirinv.EXE - You can calculate the amount of money you need to be investing monthly to provide a monthly withdrawal supplemented by Social Security, pensions, annuities or other income sources. 8. Savpengr.EXE - This program will calculate a complete annuitization schedule for regular deposits over a duration of up to 40 years..

This program is a version of a form that will assist you in tracking your investments. It will run under Win 95, 98,Me. NT4, XP,2000,& Vista. This program tracks your investments performance for stocks, bonds, mutual funds, etc. It allows you to evaluate the performance year-to-date or from initial purchase. It is also a handy tool to assist you in selecting a "sell" point. Stock and mutual fund information may be downloaded from the Internet or obtained from publications to keep the forms up-to-date and assist you by providing an easy way to track and evaluate your investment performance Printouts are professional looking and may be used by financial planners as well as individuals to track report specific stock, bond, and mutual fund investments..

This program is a version of a form that will assist you in tracking the fundamentals of your stock portfolio. It will run under Win 95, 98, Me, NT4,XP,2000,& Vista. This program shows in one table the majority of fundamental information you can obtain from the Wall Street Journal, Investors Business Daily and online sources so that you can keep an accurate weekly record of a given stocks performance. You can use a single page for each stock to track the stocks performance or use it to list and track your entire portfolio. Printouts are professional looking and may be used by financial planners as they assist clients in keeping individual stock portfolio records..

Program Description: RETIREMENT INVESTMENT REQUIRED This program is a version of a program that will show you how much you need to invest monthly to reach retirement goals. It will run under Win 95, 98, Me, NT4, XP,2000, & Vista. Have you called the Social Security Hotline (1-800-772-1213) to verify your estimated monthly SS benefit so that you can evaluate the monthly shortfall you may experience? This program calculates the amount of money required to provide a given monthly income at retirement with or without withdrawing capital, which, when added to your Social Security monthly benefit, will show your condition. You can then calculate the additional monthly deposits you need to make to retire with financial security. Printouts are professional looking and may be used by financial planners as they assist clients in keeping individual stock portfolio records..

Program Description: SAVINGS/PENSION GROWTH AH-YES!!! COMPOUNDING INTEREST IS WONDERFUL!!! This program is a version of a program that will show you how compound interest affects your long-term savings. It will run under Win 95, 98, Me, NT4, XP,2000, & Vista. This program will calculate a complete annuitization schedule for regular deposits with durations of up to 40 years at inputted rates of return. The amount of interest accumulated during any calendar year is also calculated for your use at tax time. If your young enough, the results of saving on a monthly basis for a long duration will astound you. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area. financial planners may also use this program to advise clients concerning savings goals for retirement financial fulfillment..

Program Description: VARIABLE RATE MORTGAGE Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. It will run under Win 95, 98, Me, NT4, XP,2000,& Vista. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows for an analysis of the effect of different loan rates applied over the length of the loan or it may be used to actually track a loan repayment. Check your forecasting ability with the "What If?" portion of this program. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area. financial planners may also use this program to advise a client on the advisability of purchasing this type mortgage as opposed to a standard simple interest loan..

Extra DVD Ripper Express convert dvd movies to avi, mpeg, iPod(MP4), iPhone, Apple TV, flv(YouTube), Sony PSP, Sony PS3, wmv, Microsoft Zune Player, Pocket PC, Mobile 3gp without any loss of quality..

This program is a fixed sum annuity or pension payout schedule. This program will demonstrate the length of time your annuity/pension payout will last at an inputted monthly withdrawal and includes interest earned from CDs, money market accounts, savings accounts, or other ways you might invest your lump sum payout. What if? calculations can be made using various monthly withdrawals and rates of return on your invested lump-sum payout. Printouts are professional looking and may be used by financial planners as most programs contains a "prepared by:" area...

Annuity/Pension Payout+ v1.2 release is Minor Update.